Extra licence needs for payday loan providers

Payday loan provider organizations must show an indicator regarding money administration help and financial obligation counselling, noticeable during the premises entryway.

Payday loan providers must conform to the Fair Trading that is provincial Act.


When your company provides pawnbroker solutions, it should be situated at the least 400 metres from any pawnbroker that is existing. It should also meet up with the after guidelines of a pawnbroker licence.

A pawnbroker mustn’t:

  • Keep on the business enterprise of a second-hand dealer on the exact same premises.
  • Aquire individual home through any supply apart from as a protection for pledge or pawn to resale later on.
  • Aquire property that is personal a pledge or pawn at a place except that the pawnbroker’s premises.

Consider carefully your needed approvals

When you make an application for your company licence, outstanding approvals must certanly be finished prior to the business licence is granted.

A company licence typically have multiple national payday loans login licence kinds connected with it. Below is just a chart of all associated licence kinds that are categorized as this company task. If the company requires licence that is multiple, approval procedures are just generated once per licence. For instance, just one fire examination is necessary even when numerous licence kinds need that examination.

Needed approvals

Licence Type Land use Police Fire wellness Provincial AMVIC ID card
Motor Vehicle Dealer – Premises needed involved Required Not required Not required needed Not required
Payday Lender forced Required Required perhaps Not required needed not necessary not essential
Pawnbroker Required Required Required Not required Not required not essential not necessary
Retail Dealer – Premises Required Not required needed not necessary not essential not necessary not essential
Secondhand Dealer forced Required Required not essential not necessary not essential not necessary

​Land use approval​

All organizations in Calgary require land usage approval. Each area in a building features its own specified, approved use that can’t be changed with no approval, permit or both.

To view the allowable uses within a land usage district, make reference to the Land utilize Bylaw. To look for the land use district of a house, see myProperty.

You are able to relate to Commercial, commercial and mulit-residential to find out more, or contact our Planning Services Centre at 403-268-5311 to analyze land usage approval for the company.​​

Calgary Police Services approval

This licence kind requires suggestion because of the Calgary Police provider through the Police Ideas Checks unit. Approval is finished by the Calgary Police provider and it is initiated for you using your company licence application. Take note that past authorities checks can’t be utilized as an alternative with this approval procedure.

You have to offer two items of legitimate, federal government issued recognition, certainly one of which must contain picture recognition (ID).

You are able to show your ID:

Please reference your Business ID (BID) into the fax or email.

Take note: for licenses needing a statutory declaration or A city-issued id card, evidence of recognition must certanly be shown in person.

This approval generally takes about fourteen days.

Appropriate kinds of federal federal federal government issued identification that is photo:

  • driver’s permit
  • passport
  • Alberta picture recognition card (granted through registry offices)
  • firearms permit
  • Nexus card
  • permanent card that is resident
  • Protected certification of Indian Status card (federally given)
  • aviation document booklet
  • certified refugee security claimant document

(For youth amongst the many years of 12 to fifteen yrs . old whom cannot offer some of the listed picture recognition choices, a student picture ID will undoubtedly be considered).

Acceptable kinds of federal government issued recognition consist of:

  • provincial medical care card
  • delivery certification
  • marriage certification
  • immigration paperwork (includes document that is valid by Immigration and citizenship Canada)
  • citizenship card
  • citizenship certification


Fire Prevention Bureau approval

Many companies that operate from commercial premises need an examination through the Fire Prevention Bureau ahead of the licence may be released. Nevertheless, if a company licence is for just one, or any combination, associated with the low fire-risk licence kinds, it may be released if only the Fire approval is outstanding. Minimal fire-risk organizations will demand to have the fire assessment within thirty days of these licence being released.

You must be ready for business, which means before you book your inspection:

  • Candidates needs to be in control regarding the space/site
  • Business is prepared to provide clients ( e.g. racks are stocked and fixtures come in spot)

To book your examination, you must contact 311 with your organization Identification (BID) number request a Fire Inspection for Business Licence. It will take as much as five company times for an inspector to go to the area, consequently you need to phone one week just before being prepared for company. Look at Fire Department company Licence Checklist to see just what is needed for the examination.

The Fire Prevention Bureau will alert the Licence Division utilizing the total outcomes of the assessment.

The Fire must perform this inspection Prevention Bureau inspectors. This approval is with in addition to virtually any assessment carried out by the firefighting unit, like the occupancy assessment completed on your own building permit.​​​​

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